401K

Hi All;

Are there any companies out there using the Escription platform that offer any benefits, especially a 401K---matching would be fantastic.  I love the 2 companies I work for and my accounts, but really need to have a retirement plan.  Guess I will just have to start my own, maybe a ROTH IRA.  Any advice would be appreciated.

Thanks, Sue

• 401K - Sue

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I saw some postings earlier and wanted to let you all know, just going to the labor board about money not being handled correctly may not be enough - however, I went righ to the SEC website and lodged a complaint against the plan holder for not managing my account, not giving me the information regarding the plan structure when asked, and for not informing me when my company did what they did.  So if your company is screwing around, put in a complaint about the holder of the plan, that will get someone off their butts to help you out - they certainly do not want to be blamed when the SEC asks why they allowed mismanagement.  I placed my complaint yesterday and the good ol SEC called me today.  Just thought I would pass it on for those who have the same problem.

Again, the complaint is with your plan holder, who certainly would not want what your company did to be held against them.

I am contemplating what I am going to do with my 401K money...move it to the new (as yet unknown) 401K plan offered by the new payroll service, cash out or keep it where it is and see if money grows?  We really did not have it long enough for any of my money to grow at all, so thinking of maybe cashing out since times are so hard right now.  But, I still wonder what the employer match will be, if any?  I know it was to be based upon the previous year's earnings for the company, but we were not with the 401K for a year yet.  I just wanted to ask what others are thinking of doing?

I found that my 401K with Spheris is in jeopardy.  The company Circle Trust is being investigated by the SEC and two of the phone lines are diconnected and the others box is full so you cannot even find out if you are going to get your money.

Anyone know where to contact

Or is it one of those things that have to be done in January and if you miss it, you wait another year...

Thanks.  Have a call in and am waiting for their return phone call.

I will have to say hearing about 401K plan is the last thing I am wanting to hear about.  I want paid holidays EITHER/OR more PTO, plus insurance without preexisting clause, vision and dental included in our premium without extra cost to MT, company-paid life insurance plan, more flexible schedule, less demand for weekend/night schedules, rent-free computers to do our job, steady work flow, better method of seeing our line counts in order to verify accurateness, better QA feedback method, more editor-friendly voice recognition platform, and oh yes, less ESL's. ');>

I know we are all looking for something different from an  employer, but this is a portion of my wish list.  I would put 401K at the bottom of my list.

The deductible with our health insurance plan is reasonable, but we gave up other things, I suppose, to get that deductible.  Maybe Transtech can negotiate next time for better insurance for us -- yes, like doing away with the pre-existing clause and combine life, dental and vision into the health plan for one price, and yes, not a huge deduction from our paycheck.

Does anybody know when the accrual of PTO increases - how many years employed before it accrues at a higher rate?

Does anyone know about any companies out there where I can still work PT and get matching or 1/2 matching contributions to a 401K?  I have 10 years before official SS retirement. 

when I was 25.  I have a good years salary saved in that already.  I will be thanking myself when I am 65.  I see my dad and MIL struggle both with just SS.   My company matches.  It is pretaxed.  The more I put in the less I get taxed for at the end of the year which also means a bigger tax return.  Believe me, 401ks are good things especially if the company matches. 

Wonderful news for Trans Tech employees.  I am happy for ya. 

But the company match is only up to 2%. Employees are required to work at least 1 weekend day every week.

All of the hospitals/clinics have a lot of ESLs, that's just the way it is. But a lot of them also use canned normals, which we love.

There's a lot more to consider than how much the medical plan costs.