(and what their premiums/copays are) sm

Posted By: MT on 2009-08-13
In Reply to: Wonders How Many MTs Here HAVE Benefits NM - MT

I can get insurance but there is a huge deductible, preexisting condition clause (of course) and OK copay--that is only relevent IF you can get through the $2000 deductible. How sick do you need to be make this kind of insurance work for you? If you just have well care visits, yearly stuff, you dont even get through that deductible and its cheaper to pay it yourself!

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Loyalty to Companies Who Have No Work and Expect a Schedule from YOU - MT
- there have been regular attempts to organize MTs over the years ... - dandelion
- I love your analogy of the fence painter s/m - gourdpainter
  - Glad to see your moniker back, have - linda
    - Thanks, Linda s/m - gourdpainter
      - LOL-I saw one of those at the eye doctor earlier - mlstoo
  - I cannot see why anyone particularly IC would sit and wait on work. That is almost - MT
    - The biggest insult is... - Frustrated MT
      - Wonders How Many MTs Here HAVE Benefits NM - MT
        (and what their premiums/copays are) sm - MT
        The insurance does stink... - Frustrated MT
        My sister dropped her insurance. sm - mlstoo
        actually not cheaper to pay it - yourself - ins gives discounts
        That is true in my case as well... - MT
        I have saved a ton of money this way - on insurance
        Really?? I didn't know that! Good to know, thx. nm - MT
        Insurance - gourdpainter
        I used to think the same way - until I did insurance billing for a couple years
        I agree. As medical insurance biller/coder/transcriptionist - Jackofalltrades
        self-pay discounts - kt
        truthfully that has been my exp also nm - MT
    - And furthermore, you can see this hits a sore spot, this giving people backup accounts and then - MT
      - I definitely agree. - sm
- feast or famine - drn
  - Used to be. I haven't experienced any feasting in a few yrs now. - It's all famine now, and I'm outta here. nm
    - Famine indeed - gourdpainter
  - Could not agree more with your philosophy - IC for a recently "famine" MTSO
- Here you have classic IC loophole - sm
  - Could be - Alice
- So, what do we do about it? - justapainter
  - I don't know where you live but where I live foreclosures are rising and there are no jobs -- non - dandelion
  - See inside for what I have done about this very pathetic situation. - MT
    - What MT said - fatcat
- Very well said! nm - Indeed

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Medware no longer has good benefits, at least as far as affordability goes. They recently increased the premiums and if you live in certain states, they are extremely high. Expect to pay between $100 to $200 a month in premiums depending on which state you live in.

You can't deduct insurance premiums if
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With regard to insurance premiums, sm

Who would you say has the best insurance to offer, at a reasonable price. I am currently paying about $500 for family coverage per month; that does not include dental and vision. It is probably another 100 a month.

Also, what companies out there provide the equipment; including computer and software?

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Are there any companies that have health+dental insurance premiums for self, spouse and child(ren) for less than $400 total in premiums a month? Meaning, less than $200 taken out of each paycheck for premiums? Thank you for any leads.

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Can anyone provide your average monthly cost for individual and/or family health insurance premiums? I'm looking to change employers and most companies will not provide this information until after an applicant has gone through all the testing. Who wants to bother with all that if the monthly health insurance premiums are outrageous? The company I am with now has a very reasonable plan, and I need to find something comparable. I would greatly appreciate any information you can give. Thanks so much for your time!!

Yes, that is pretty average in family ins premiums.
Maybe that'll help you some.

9 cpl for IC, 7.5 cpl for employee. Insurance premiums are high.
Not to mention that they want you to only type one space instead of two after a period. That may not be an issue for you, but I am am just giving my opinion. I wasn't going to do it.

With little to no work, the company doubled my premiums - nm
x

How are they dishonest for taking out premiums for insurance that we signed up for? sm
Wow. People will bash any company for any reason.

Actually, I didn't, but my point is taking out double premiums for insurance sm
and I am glad that you find my distress so amusing. Perhaps you can go pick some wings off flies too while you're at it.