$80 for $500 deductible, cheaper w/
Posted By: higher deductible (NM) on 2009-04-05
In Reply to: TT insurance - scribbles
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- TT insurance - scribbles
- $80 for $500 deductible, cheaper w/ - higher deductible (NM)
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Because it's cheaper to pay an MT (sm)
nothing to research the demographics than to pay a clerk min. wage.
Ax IS Cheaper
I felt I had to chime in too. On my insurance, I have myself, son and husband and only pay 153.00 per pay period. They ARE the cheapest I have found and have worked at several MT companies. I absolutely love Axolotl. 
actually not cheaper to pay it
Say you receive a service that the regular charge is $50.
Submitted through insurance, doctor is contracted with insurance company to discount price to $20 - you pay $20.
Telling doc you don't have insurance, doc does not discount - you pay $50.
Depends on your insurance how much your doc/hospital will discount...but its better than paying full price.
I'm sure they pay us for NJA because it's cheaper to
pay us to sit around and do nothing.
keystrokes ?cheaper
I heard from a friend that her long-time client changed to Keystrokes because they were cheaper, so I wondered what cheaper meant...
You can find them much cheaper, but you need
to be sure it is compatible with the software you will be using. Some companies have proprietary software and only certain pedals will work with it. If you don't already have a job where you need a foot pedal I would wait. You can use ExpressScribe and use hot keys to do testing and then get a foot pedal when you know what you will need. If you want to go ahead and get a pedal anyway and can find one cheap get a USB pedal. There are some pedals that are serial port, some that are game port, and then USB. You can get adapters for the first 2 to make them USB, but again it depends on the software you will be using it with. You can get new pedals at numerous places for $70 or less. The ones you see must come with software too, not just the pedal. You can find used ones for as low at $10 sometimes on e-bay. Also look on the equipment board here.
Sure they are cheaper, but remember that when....
your health insurance premiums continue to rise and costs of living in general are more expensive. You may have saved dollars on the front end, but believe me you will end up paying more in general for that cheaper-costing pool. Enjoy that pool!
Get private insurance. It is probably cheaper
and better than what company offers.
Won't find cheaper for emp+spouse for BC nm
they do not care about that and will find someone cheaper.
nm
What's the deductible?
what is the deductible?
65-character is the way it is now. The clients are smarter and cheaper than sm
they used to be. Very few have weekly pay. I agree about QA rudeness.
9-10 cents per gross line! Where? Sign me up !!!
I like the insurance they have now. It is cheaper than the one that my husband's company has. s
They have been trying to get new insurance for over a year but do not have the participation requirement filled, as they have let everyone know. However, I spoke to a manager who told me that the one that they have been working on since December looks good, just taking longer than expected as they keep asking questions.
I really wonder how much cheaper it is to send work overseas. When you
think about it, IC here gets about 4 cpl for VR and about 8 or 9 for straight typing. Overseas they have to go through a middle man or whoever owns the services and you cant tell me they arent getting a decent cut of the cpl and paying 3 cpl or so to their people. Just my thoughts. I bet the cost is very close anymore to what we earn. I see Delta is bringing its reservation call service back here from India because of all the complaints from US customers. I would expect it is the benefits here for employees that causes a problem costwise for MTs.
Thanks! It wasn't deductible at all when I was an IC. sm
But I will never work as an IC again and I could not get an independent policy anyway, having had cancer and ongoing therapy. A lot of MTs are in this position with either age, a serious disease, such as hypertension, diabetes, etc. It just isn't that easy to get self-insured anymore. That's why I don't understand companies who don't offer benefits. The last figures I saw, benefits were worth about 1.5 cents a line. Something to figure in when considering great wages. Thanks for the information.
$1000 deductible
I'm single and I pay $75 per period for the $1000 deductible, $25 office visit. There is also a $2000 deductible option that a single person would pay $37.50 per pay period, $30 office visit.
2500 deductible
Does this still have the 2500 deductible? Doesnt pay copays to doctor visits either?
actually I need to clarify the deductible sm
thing. It is a 4000 for hubby and I. But, they give you a benny account that has $3000 in the account. You can use it for your deductibles which would leave you with $1000 out of pocket. You can also use it to pay for medications but medications do not come off your deductible so if you use it all for that, you could get in a mess if you have a hospitalization. You would have to pay 4000. If you don't use the money it carries from year to year. So its not as bad as it sounds.
As far as the lady who wanted what Canada has; I understand her frustration. But, you would be waiting forever just to have a simple x-ray or MRI and forget surgery. Canadian health care system is not all that great, that's why lots of those folks come here.
I can't say I know the answer, but that is not it. Its a sad thing in this country though the health care situation
Most hospitals will. Pay your dues (work cheaper to get experience.)
Give TT some time to see if they can find cheaper plans
I also am greatly upset by the insurance hike, but I have decided to give them some time to see if they can come up with something more affordable. Like many of you, I have to insure my whole family, so this increase is astronomical.
The grass is not always greener. Changing jobs means switching out problems, and yes, some problems are easier to deal with than others. My last job (Amphion), I was so stressed out, I lost a lot of quality of life. I have young children. I can't afford to be a stressed out freak just like I can't afford the expensive health insurance. When I moved to TT, I regained my quality of life. I'm not so tired anymore, and I'm able to be a better mom. That means the world to me. I'll hang in patiently to see if another option can be found for the health insurance.
high deductible for medical
the basic plan has a 3000 deductible and costs $20 per pay or you can get 'better' coverage with a 2500 deductible or 1500 deductible. naturally these cost more per pay period as well. Other than that all the other benefits are decent and the night shift people start earning PTO immediately and can use it after 90 days, as opposed to 1st and 2nd shift who have to wait a year.
Various high deductible plans when
Back in 12/05, they had 3 high deductible plans, lowest deductible of which was $1500. Believe it was 1st of month after 90 days when it kicked in. Don't know if it's changed since then.
$15 copay for PCP visits, $750 deductible. nm
Large deductible and everything out of pocket.
xx
I pay $140 a month total for $500 deductible-WMX
BC/BS with $1K deductible, dental is normal sm
coverage and as the person below pointed out, you are wrong on the PTO. Also, last year we were allowed to choose a plan with a lower deductible and pay for it and that choice was not given to us this year. Why don't you try telling the truth about Webmedx instead of prettying up everything?
I think you're confusing the deductible with the premium. sm
Family coverage is not $1000 a month in premiums.
Can you tell me if this is for good insurance, deductible, copay etc..??
I had a good rate before when I had insurance but the deductible was $5000 and no copay so it wasnt worth it.
you don't have to be IC to deduct that - just do an itemized 1040 and it is deductible even if yo
x
MTSOs with insurance deductible 1000 or less? nm
x
FlashType is cheaper and works equally as well as Shorthand and has a free demo.
See FlashType link below...
Heartland will sell accounts, because when it is done overseas the cost for the client is cheaper
nm
Excellent benefits at TT. I have PPO coverage with a fairly low deductible
and pay $42 per pay period. The coverage is with First Health and they do offer coverage in all states. Good prescription drug coverage also ($10 copay). Hope this helps.
AARP was $800 per month, single. $1000 deductible. SM
I know personal insurance is reasonable for people under 50, really I do, but I'm not under 50, I'll be 60 in June. I have checked all over and, even with spousal insurance, it is 800-850. There is an insurance crisis in this country of epic proprotions and I don't see it being solved anytime soon.
I'm willing to pay well for my insurance, even though I am healthy now, but not 800 and up and those didn't even cover a yearly PE. Even my crummy Spheris insurance pays for that.
is the deductible for insurance still 2500 bucks w/ no copay for doc visit?
That is the sole reason I quit. That and the fact they switched me from account to account as soon as I started making a decent line rate with one.
They also have the ability to slow down how fast you can download files. They slipped and told me that it was to help control traffic on the server.
I pay approximately $113 per pay period for single coverage, $1000 deductible.
Hope this helps.
With Transtech insurance, do you have to meet deductible before office visits are covered? nm
nm
I thought the deductible was 500 vs 1000 (gold vs silver) but I guess I better go check! sm
As for policy levels, yes, you can get coverage as a single; as a couple; and self / family, with concurrent cost changes. Dental is great too.
Now, where did I put a copy of my BCBS plan... hmmm!
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